About 321Trust
321Trust exists to make trusts understandable, approachable, and useful for real people—not just attorneys and ultra-wealthy families. If you’ve ever tried to read a trust document and felt your eyes glaze over, you’re in the right place. Our mission is simple: take the mystery out of legal, medical, and estate trusts so you can make confident decisions for yourself, your family, and your business.
We focus on plain-English education. That means fewer Latin phrases and courtroom stories, and more real-world examples, simple diagrams, and step-by-step checklists. Whether you’re protecting a home, planning for a child with special needs, preparing for long-term care, or thinking about how to pass a business to the next generation, 321Trust is here to give you clarity before you sit down with a professional.
What You’ll Find on 321Trust
321Trust covers the full spectrum of trust-related topics, including:
- Revocable and irrevocable living trusts
- Medical and Medicaid-related trusts
- Special-needs trusts and care planning
- Asset protection and estate tax strategies
- Business and succession planning trusts
- Trustee and executor duties, timelines, and best practices
Each article is designed to answer real questions people ask every day:
What problem does this type of trust solve? Who is it for? How does it actually work? What are the downsides? What should I ask my attorney before I sign anything?
Instead of long theoretical discussions, you’ll see:
- Step-by-step guides and checklists
- Side-by-side comparisons of different trust types
- Scenario-based walkthroughs (new baby, second marriage, aging parents, selling a business, and more)
- Funding basics: how assets actually get into your trust
- Practical tips for choosing trustees, successors, and other key roles
Our goal is that, by the time you meet with an attorney or advisor, you already understand the big picture and can focus on the details that matter most in your situation.
Who 321Trust Is For
321Trust is built for people who want clarity before they sign important documents. That includes:
- Families planning their first will and trust package
- Parents of young children who want guardianship and inheritance handled responsibly
- Blended families navigating second marriages and complex family trees
- Caregivers planning for aging parents, long-term care, or Medicaid
- Parents and loved ones planning for a child or adult with special needs
- Small-business owners and professionals thinking about asset protection and succession
- Trustees, executors, and personal representatives who want to understand their responsibilities
- DIY researchers who like to prepare, read, and ask smart questions before hiring anyone
Professionals—like financial planners, insurance advisors, and CPAs—can also use 321Trust as an educational resource to help explain trust-related concepts to their clients.
How to Use This Site
321Trust is not a replacement for a qualified attorney, financial planner, or tax professional. Instead, think of it as your “trust translator” and preparation guide.
A simple way to use the site:
- Start with an overview article about the type of trust or situation you’re thinking about.
- Download or follow any checklists and question prompts.
- Highlight or note the sections that sound like your situation.
- Take those notes and questions to your attorney or advisor.
Arriving prepared can save you time, reduce stress, and often reduce professional fees because you’ll spend less time getting up to speed and more time tailoring solutions.
Our Approach and Values
We follow a few simple principles:
- Plain English over legal jargon
- Practical examples over abstract theory
- Balanced pros and cons over fear-based sales tactics
- Education first, decisions second
We believe every person deserves to understand the tools that can protect their family and their life’s work. Trusts shouldn’t feel like an exclusive, secret language. They’re just tools—powerful ones—that can and should be explained clearly.
A Quick Word About Legal Advice
321Trust provides educational information only. We are not your lawyers, and nothing on this site is legal, tax, or financial advice. Trust and estate planning is highly personal and depends on your state, your assets, your family structure, your health, and many other factors.
Always consult a licensed professional who can review your specific situation before you make decisions or sign documents. Use this site to get oriented, then rely on your professional team to finalize your plan.
Stay Connected
If you’d like to keep learning at a comfortable pace, subscribe to the blog for new articles, checklists, and scenario guides. If there’s a topic you’d like us to cover—maybe a specific type of trust, a confusing clause you’ve seen, or a real-life situation you’re facing—reach out and suggest it. Many of our best articles begin with a simple question from a reader.
321Trust is here to help you move from uncertainty and overwhelm to clarity and confidence—one article at a time.